- Internet banking
- Use your Visa Card and get a 11% discount on Gettransfer.com
- Purchases protection service; offered to Platinum Visa Cardholders to protect their purchase against theft and damage for up to 365 days as of the date of purchase.
- Access to VIP lounges in more than 25 Airports around the world, for further information please visit: https://www.loungekey.com/visaplatinummena
- Extended warranty period; warranty period for all the purchases purchased with platinum visa credit card extends up to one year maximum
- Enjoy several benefits and services during travelling including medical and legal services in addition to other services all over the world
- Free SMS service after each card transaction.
- Purchasing using Contactless technology to make your shopping safe, fast and easy
- International usage available after 6 month for credit card that has been issued since 20 Dec 2023
- Automatic Enrollment in BM Rewards and enjoy special rewards and offers
- Earn 2 points for every EGP spent on domestic spend
- You can easily redeem your points with:
- Electronic vouchers to use at any of our BM partner merchant outlets.
- Cash back to your credit Card
- To register and manage your points, please visit: www.bmrewardsclub.com or call 19888
Usage limits
|
Limit |
Details |
|
Limit of Online Purchasing Inside Egypt |
Within the card credit limits with Maximum 400000 EGP per Month with a limit of 8 times daily |
|
Limit of Online Purchasing Outside Egypt (In case the customer has informed the bank of the travel) (within the monthly purchase limit outside Egypt) |
22,500 EGP Monthly |
|
Contactless purchase limit without pin inside Egypt |
600 EGP per transaction with maximum 15 consecutive transaction |
|
Contactless purchase limit without pin outside Egypt |
Equivalent to 1500 EGP per transaction with maximum 15 consecutive Transaction |
|
Local purchase transactions |
Within the credit limits of the card |
|
International purchase transactions (In case the customer has informed the bank of the travel) |
50,000 EGP Monthly |
| International monthly purchase limit
(in case the customer hasn’t informed the bank of the travel) |
25,000 EGP monthly |
|
Local cash withdrawals (ATM) |
EGP 30000 Daily: EGP 26000 from BM ATMs EGP 4000 from Other Banks' ATMs |
|
P.O.S cash withdrawal from BM Branches |
with max limit 250000 Daily |
|
International cash withdrawals (In case the customer has informed the bank of the travel) |
3000 EGP Monthly |
Credit Limit
-
Enjoy credit limit starting from 25000 EGP up to less than 100000 EGP
Fees and charges
|
Fees and charges |
Details |
|
Issuance |
EGP 500 |
|
Renewal |
EGP 500 |
|
Supplementary cards issuance and renewal |
EGP 300 |
|
Reissuance of replacement for lost/damaged cards |
EGP150 |
|
Cash withdrawals through BM ATMs and P.O.S and Other banks’ machines within Egypt |
2% of the amount withdrawn with minimumEGP15 |
|
Inquiry about the available balance via BM ATMs |
Free |
|
Inquiry about the available balance via Other banks’ ATMs inside Egypt |
EGP1 per transaction |
|
Inquiry about the available balance via ATMs outside Egypt |
EGP 3 per transaction |
|
Interest rate |
4% monthly |
|
Penalty for delay |
EGP 75 |
|
Exceeding credit limit |
EGP 75 |
|
Cash withdrawals outside Egypt |
3% of the transaction’s value + EGP 50 per transaction |
|
Transactions outside Egypt (cash withdrawals – purchases) |
10% of the transaction’s value |
|
Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction |
EGP 50 |
|
Printing certified transactions statement starting from the following month |
EGP 20 |
|
Requesting clearance letter, certificate of indebtedness or to whom it may concern letter |
EGP 50 |
Installment Services
|
Number of Months |
Interest Rate on purchases |
Interest Rate on cash withdrawal |
|
6/12/24/36 months |
3% per month on the basis of declining balance interest |
3.5% per month on the basis of declining balance interest |
In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:
- Cash withdrawal transaction is carried out through credit card according to the card available balance
- During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
- Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
- Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.
MasterCard Platinum Credit Card
Benefits
- Internet banking
- Access to VIP Lounges in up to 25 International Airports contracted with MasterCard by downloading the Mastercard travel pass application
- promotions and discounts in the fanciest shopping centers inside and outside Egypt which are specified in Priceless Specials application for MasterCard Credit Cards
- Use your Platinum Mastercard on Careem App across the Middle East to save 20% on 3 rides every month using Promo Code”MASTERCARD”
- Protecting Platinum MasterCard purchases against theft and damage for up to 180 days as of the date of purchase (the date proved within the purchase bill).
- Order online with Carrefour with your eligible Platinum Mastercard to enjoy 20% off shopping orders once per month. enter promo code MA20 at check out.
- Free SMS service after each card transaction.
- International usage available after 6 month for credit card that has been issued since 20 Dec 2023
- Purchasing using Contactless technology to make your shopping safe, fast and easy
- Automatic Enrollment in BM Rewards and enjoy special rewards and offers
- Earn 2 points for every EGP spent on domestic spend
- You can easily redeem your points with:
- Electronic vouchers to use at any of our BM partner merchant outlets.
Cash back to your credit Card
- To register and manage your points, please visit: www.bmrewardsclub.com or call 19888
Usage limits
|
Limit |
Details |
|
Limit of Online Purchasing Inside Egypt |
Within the card credit limits with Maximum 400000 EGP per Month with a limit of 8 times daily |
|
Limit of Online Purchasing Outside Egypt (In case the customer has informed the bank of the travel) (within the monthly purchase limit outside Egypt) |
22,500 EGP Monthly |
|
Contactless purchase limit without pin inside Egypt |
600 EGP per transaction with maximum 15 consecutive transaction |
|
Contactless purchase limit without pin outside Egypt |
Equivalent to 1500 EGP per transaction with maximum 15 consecutive Transaction |
|
Local purchase transactions |
Within the credit limits of the card |
|
International purchase transactions (In case the customer has informed the bank of the travel) |
50,000 EGP monthly |
| International monthly purchase limit
(in case the customer hasn’t informed the bank of the travel)
|
25,000 EGP monthly |
|
Local cash withdrawals (ATM) |
EGP 20000 Daily: EGP 16000 from BM ATMs EGP 4000 from Other Banks' ATMs |
|
P.O.S cash withdrawal from BM Branches |
with Mix. limit EGP 150000 daily |
|
International cash withdrawals (In case the customer has informed the bank of the travel) |
3000 EGP monthly |
Credit Limit
Fees and charges
|
Fees and charges |
Details |
|
Issuance |
EGP500 |
|
Renewal |
EGP500 |
|
Supplementary cards issuance and renewal |
EGP300 |
|
Reissuance of the replacement of lost /damaged cards |
EGP150 |
|
Cash withdrawals through BM ATMs and P.O.S and Other Banks’ machines within Egypt |
2% of the amount withdrawn with minimum EGP 15 |
|
Inquiry about the available balance via BM ATMs |
Free |
|
Inquiry about the available balance via Other banks’ ATMs inside Egypt |
EGP 1 per transaction |
|
Inquiry about the available balance via ATMs outside Egypt |
EGP 3 per transaction |
|
Interest rate |
4% monthly |
|
Penalty for delay |
EGP75 |
|
Exceeding credit limit |
EGP75 |
|
Cash withdrawals outside Egypt |
3% of the transaction’s value + EGP50 per transaction |
|
Transactions outside Egypt (cash withdrawals – purchases) |
10% of the transaction’s value |
|
Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction |
EGP50 |
|
Printing certified transactions statement starting from the following month |
EGP20 |
|
Requesting clearance letter, certificate of indebtedness or to whom it may concern letter |
EGP50 |
Installment Services
|
Number of Months |
Interest Rate on purchases |
Interest Rate on cash withdrawal |
|
6/12/24/36 months |
3% per month on the basis of declining balance interest |
3.5% per month on the basis of declining balance interest |
In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:
- Cash withdrawal transaction is carried out through credit card according to the card available balance
- During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
- Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
- Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.
To Apply for a card, kindly click here
