- Internet banking
- Use your Visa Card and get a 11% discount on Gettransfer.com
- Purchases protection service; offered to Platinum Visa Cardholders to protect their purchase against theft and damage for up to 365 days as of the date of purchase.
- Extended warranty period; warranty period for all the purchases purchased with platinum visa credit card extends up to one year maximum
- Enjoy several benefits and services during travelling including medical and legal services in addition to other services all over the world
- Free SMS service after each card transaction.
- Purchasing using Contactless technology to make your shopping safe, fast and easy
-
International usage is available after 2 months for credit cards following their date of issuance.
-
Unlimited free access to numerous lounge key airport lounges worldwide by downloading the Visa airport companion app from the App Store or Play Store. International E-commerce/POS purchases must be made annually after registration to continue enjoying free access.
- Automatic Enrollment in BM Rewards and enjoy special rewards and offers
- Earn 3 points for every EGP spent on domestic spend
- You can easily redeem your points with:
- Electronic vouchers to use at any of our BM partner merchant outlets.
- Cash back to your credit Card
- To register and manage your points, please visit: www.bmrewardsclub.com or call 19888
Usage limits
|
Limit |
Details |
|
Limit of Online Purchasing Inside Egypt |
Within the card credit limits with Maximum 400,000 EGP per Month with a limit of 12 times daily |
|
Limit of Online Purchasing Outside Egypt (In case the customer has not informed the bank of the travel) (within the monthly purchase limit outside Egypt) |
65,000 EGP Monthly with a limit of 8 times daily |
|
Contactless purchase limit without pin inside Egypt |
600 EGP per transaction with maximum 15 consecutive transaction |
|
Contactless purchase limit without pin outside Egypt |
Equivalent to 50 USD per transaction with maximum 15 consecutive Transaction |
|
Local purchase transactions |
Within the credit limits of the card |
|
International purchase transactions (In case the customer has informed the bank of the travel) (E-commerce - POS) |
180,000 EGP Monthly |
| International monthly purchase limit
(in case the customer hasn’t informed the bank of the travel) |
65,000EGP monthly |
|
Local cash withdrawals (ATM) |
EGP 30000 Daily: EGP 26000 from BM ATMs EGP 4000 from Other Banks' ATMs |
|
P.O.S cash withdrawal from BM Branches |
with max limit 250000 Daily |
|
International cash withdrawals (In case the customer has informed the bank of the travel) |
3000 EGP Monthly |
Credit Limit
-
Enjoy credit limit starting from 25000 EGP up to less than 100000 EGP
Fees and charges
|
Fees and charges |
Details |
|
Issuance |
EGP 500 |
|
Renewal |
EGP 500 |
|
Supplementary cards issuance and renewal |
EGP 300 |
|
Reissuance of replacement for lost/damaged cards |
EGP250 |
|
Cash withdrawals through BM ATMs and P.O.S and Other banks’ machines within Egypt |
2% of the amount withdrawn with minimumEGP15 |
|
Inquiry about the available balance via BM ATMs |
Free |
|
Inquiry about the available balance via Other banks’ ATMs inside Egypt |
EGP1 per transaction |
|
Inquiry about the available balance via ATMs outside Egypt |
EGP 3 per transaction |
|
Interest rate |
4% monthly |
|
Penalty for delay |
EGP 75 |
|
Exceeding credit limit |
EGP 75 |
|
Cash withdrawals outside Egypt |
3% of the transaction’s value + EGP 50 per transaction |
|
Commission for transactions outside Egypt (cash withdrawals – purchases) |
5% of the transaction’s value |
|
Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction |
EGP 50 |
|
Printing certified transactions statement starting from the following month |
EGP 20 |
|
Requesting clearance letter, certificate of indebtedness or to whom it may concern letter |
EGP 50 |
| Upgraded credit cards fees | 50% of the issuance fees (first three years) |
Installment Services
|
Number of Months |
Interest Rate on purchases |
Interest Rate on cash withdrawal |
|
6/12/24/36 months |
3% per month on the basis of declining balance interest |
3.5% per month on the basis of declining balance interest |
In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:
- Cash withdrawal transaction is carried out through credit card according to the card available balance
- During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
- Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
- Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.
MasterCard Platinum Credit Card
Benefits
- Internet banking
- . Enjoy unlimited free access to numerous airport lounges by downloading the Mastercard Travel Pass app from the App Store or Google Play, and registering with your Mastercard Titanium card. To qualify, you must complete an international e-commerce or POS transaction within 3 months of registration, with one international transaction per year required to maintain free entry.
- promotions and discounts in the fanciest shopping centers inside and outside Egypt which are specified in Priceless Specials application for MasterCard Credit Cards
- Use your Platinum Mastercard on Careem App across the Middle East to save 20% on 3 rides every month using Promo Code”MASTERCARD”
- Protecting Platinum MasterCard purchases against theft and damage for up to 180 days as of the date of purchase (the date proved within the purchase bill).
- Order online with Carrefour with your eligible Platinum Mastercard to enjoy 20% off shopping orders once per month. enter promo code MA20 at check out.
- Free SMS service after each card transaction.
- International usage is available after 2 months for credit cards following their date of issuance.
- Unlimited free access to numerous airport lounges by downloading the Mastercard Travel Pass app from the App Store or Play Store and registering with a Platinum Mastercard. To continue enjoying the free access, you need to make one international E-commerce/POS purchase within 3 months of registering in the app and one international transaction annually.
- Get a 20% discount on Talabat delivery service every month by using the promocode MASTERCARD
- Purchasing using Contactless technology to make your shopping safe, fast and easy
- Automatic Enrollment in BM Rewards and enjoy special rewards and offers
- Earn 3 points for every EGP spent on domestic spend
- You can easily redeem your points with:
- Electronic vouchers to use at any of our BM partner merchant outlets.
Cash back to your credit Card
- To register and manage your points, please visit: www.bmrewardsclub.com or call 19888
Usage limits
|
Limit |
Details |
|
Limit of Online Purchasing Inside Egypt |
Within the card credit limits with Maximum 400,000 EGP per Month with a limit of 12 times daily |
|
Limit of Online Purchasing Outside Egypt (In case the customer has not informed the bank of the travel) (within the monthly purchase limit outside Egypt) |
65,000 EGP Monthly with a limit of 8 times daily |
|
Contactless purchase limit without pin inside Egypt |
600 EGP per transaction with maximum 15 consecutive transaction |
|
Contactless purchase limit without pin outside Egypt |
Equivalent to 50 USD per transaction with maximum 15 consecutive Transaction |
|
Local purchase transactions |
Within the credit limits of the card |
|
International purchase transactions (In case the customer has informed the bank of the travel) (E-commerce - POS) |
180,000 EGP monthly |
| International monthly purchase limit
(in case the customer hasn’t informed the bank of the travel)
|
65,000 EGP monthly |
|
Local cash withdrawals (ATM) |
EGP 30000 Daily: EGP 26000 from BM ATMs EGP 4000 from Other Banks' ATMs |
|
P.O.S cash withdrawal from BM Branches |
with Mix. limit EGP 250000 daily |
|
International cash withdrawals (In case the customer has informed the bank of the travel) |
3000 EGP monthly |
Credit Limit
Fees and charges
|
Fees and charges |
Details |
|
Issuance |
EGP500 |
|
Renewal |
EGP500 |
|
Supplementary cards issuance and renewal |
EGP300 |
|
Reissuance of the replacement of lost /damaged cards |
EGP250 |
|
Cash withdrawals through BM ATMs and P.O.S and Other Banks’ machines within Egypt |
2% of the amount withdrawn with minimum EGP 15 |
|
Inquiry about the available balance via BM ATMs |
Free |
|
Inquiry about the available balance via Other banks’ ATMs inside Egypt |
EGP 1 per transaction |
|
Inquiry about the available balance via ATMs outside Egypt |
EGP 3 per transaction |
|
Interest rate |
4% monthly |
|
Penalty for delay |
EGP75 |
|
Exceeding credit limit |
EGP75 |
|
Cash withdrawals outside Egypt |
3% of the transaction’s value + EGP50 per transaction |
|
Commission for transactions outside Egypt (cash withdrawals – purchases) |
5% of the transaction’s value |
|
Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction |
EGP50 |
|
Printing certified transactions statement starting from the following month |
EGP20 |
|
Requesting clearance letter, certificate of indebtedness or to whom it may concern letter |
EGP50 |
| Upgraded credit cards fees | 50% of the issuance fees (first three years) |
Installment Services
|
Number of Months |
Interest Rate on purchases |
Interest Rate on cash withdrawal |
|
6/12/24/36 months |
3% per month on the basis of declining balance interest |
3.5% per month on the basis of declining balance interest |
In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:
- Cash withdrawal transaction is carried out through credit card according to the card available balance
- During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
- Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
- Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.
To Apply for a card, kindly click here
